:root {
  --green: #0048d8;
  --green-dark: #0037a8;
  --green-pale: #edf5ff;
  --red: #00a64a;
  --ink: #22314a;
  --muted: #68717b;
  --line: #e7ebee;
  --paper: #ffffff;
  --soft: #f6f8f9;
  --shadow: 0 18px 44px rgba(28, 42, 52, .09);
  --shadow-strong: 0 24px 60px rgba(25, 43, 70, .13);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  line-height: 1.65;
}

body.modal-open {
  overflow: hidden;
}

img {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
}

.container {
  width: min(1160px, calc(100% - 40px));
  margin-inline: auto;
}

.disclosure-bar {
  padding: 7px 20px;
  color: #fff;
  background: var(--ink);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: .08em;
  text-align: center;
  text-transform: uppercase;
}

.site-header {
  border-bottom: 1px solid var(--line);
  background: rgba(255, 255, 255, .98);
  box-shadow: 0 8px 26px rgba(29, 43, 60, .04);
}

.header-inner {
  min-height: 76px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.brand img {
  width: 320px;
}

.header-cta {
  padding: 9px 18px;
  border-radius: 999px;
  color: var(--green-dark);
  font-size: 14px;
  font-weight: 800;
  text-decoration: none;
  border: 2px solid var(--green);
  transition: background .15s ease, color .15s ease;
}

.header-cta:hover {
  background: var(--green);
  color: #fff;
}

.article-hero {
  padding: 58px 0 64px;
  background: linear-gradient(180deg, #ffffff 0%, #f8fbff 100%);
}

.article-layout {
  display: grid;
  grid-template-columns: minmax(0, 760px) minmax(300px, 350px);
  gap: 50px;
  justify-content: space-between;
  align-items: start;
}

.section-label,
.aside-kicker {
  margin: 0 0 10px;
  color: var(--green-dark);
  font-size: 12px;
  font-weight: 800;
  letter-spacing: .12em;
}

h1,
h2,
h3 {
  margin-top: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  line-height: 1.12;
}

h1 {
  max-width: 710px;
  margin-bottom: 20px;
  color: #171c21;
  font-size: clamp(36px, 4.25vw, 54px);
  font-weight: 700;
  line-height: 1.08;
  letter-spacing: -.02em;
}

h2 {
  font-size: clamp(28px, 3.2vw, 40px);
}

.dek {
  max-width: 680px;
  margin: 0 0 22px;
  color: #545e67;
  font-size: 21px;
  line-height: 1.5;
}

.byline {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 9px;
  margin-bottom: 22px;
  color: var(--muted);
  font-size: 13px;
}

.byline-mark {
  display: grid;
  width: 34px;
  height: 34px;
  place-items: center;
  border-radius: 50%;
  color: #fff;
  background: var(--green);
  font-weight: 800;
}

.article-image {
  width: 100%;
  display: block;
  object-fit: cover;
}

.hero-image {
  aspect-ratio: 16 / 9;
  box-shadow: 0 18px 42px rgba(38, 54, 74, .12);
}

.supporting-figure {
  margin: 0;
}

.supporting-image {
  aspect-ratio: 4 / 3;
  border-radius: 12px;
  box-shadow: 0 16px 36px rgba(38, 54, 74, .1);
}

.supporting-figure figcaption {
  margin-top: 8px;
  color: var(--muted);
  font-size: 12px;
  line-height: 1.45;
}

.caption {
  margin: 8px 0 24px;
  color: var(--muted);
  font-size: 12px;
}

.article-copy {
  max-width: 720px;
  font-size: 18px;
}

.article-copy p {
  margin: 0 0 18px;
}

.article-copy p:last-child {
  margin-bottom: 0;
}

.promotional-notice {
  margin: 24px 0 20px;
  padding: 16px 18px;
  border-left: 4px solid var(--red);
  color: #4f575e;
  background: #fff5f5;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  font-size: 14px;
  line-height: 1.5;
  box-shadow: inset 0 0 0 1px rgba(224, 0, 34, .06);
}

.promotional-notice a {
  color: var(--green-dark);
  font-weight: 700;
}

.category-box {
  position: sticky;
  top: 22px;
  margin-top: 44px;
  padding: 28px;
  border: 1px solid #dce7f5;
  border-top: 5px solid var(--green);
  background: #fff;
  box-shadow: var(--shadow-strong);
}

.category-box h2 {
  margin-bottom: 20px;
  font-size: 25px;
}

.category-box ul {
  margin: 0 0 22px;
  padding: 0;
  list-style: none;
}

.category-box li {
  display: flex;
  align-items: center;
  gap: 11px;
  padding: 12px 0;
  border-bottom: 1px solid var(--line);
  font-weight: 700;
}

.category-box li span {
  width: 25px;
  text-align: center;
}

.aside-note {
  margin: 12px 0 0;
  color: var(--muted);
  font-size: 12px;
  text-align: center;
}

.button {
  display: inline-flex;
  min-height: 52px;
  align-items: center;
  justify-content: center;
  padding: 13px 28px;
  border: 0;
  border-radius: 999px;
  color: #fff;
  background: var(--green);
  box-shadow: 0 8px 20px rgba(0, 72, 216, .25);
  cursor: pointer;
  font: inherit;
  font-weight: 800;
  text-align: center;
  text-decoration: none;
  transition: transform .15s ease, box-shadow .15s ease, background .15s ease;
}

.button:hover {
  background: var(--green-dark);
  transform: translateY(-2px);
  box-shadow: 0 12px 26px rgba(0, 72, 216, .34);
}

.button:active {
  transform: translateY(0);
}

.button-small {
  width: 100%;
  font-size: 14px;
}

.quiz-section {
  padding: 70px 0;
  background: #eef5ff;
  border-block: 1px solid #d4e2f5;
}

.quiz-wrap {
  display: grid;
  grid-template-columns: minmax(310px, .72fr) minmax(460px, 1.08fr);
  gap: 58px;
  justify-content: space-between;
  align-items: center;
}

.quiz-intro {
  max-width: 450px;
}

.quiz-intro h2 {
  margin-bottom: 14px;
}

.quiz-intro p:not(.section-label) {
  color: var(--muted);
  font-size: 18px;
}

.quiz-points {
  display: grid;
  gap: 9px;
  color: var(--green-dark);
  font-weight: 700;
}

.deal-form {
  padding: 32px;
  border: 1px solid #d4e0ef;
  border-radius: 16px;
  background: #fff;
  box-shadow: var(--shadow-strong);
}

.form-progress {
  display: flex;
  justify-content: space-between;
  margin-bottom: 24px;
  padding-bottom: 14px;
  border-bottom: 1px solid var(--line);
  color: var(--muted);
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
}

fieldset {
  margin: 0 0 22px;
  padding: 0;
  border: 0;
}

legend,
.field-label {
  margin-bottom: 9px;
  font-size: 14px;
  font-weight: 800;
}

legend {
  display: block;
  width: 100%;
}

.choice-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 9px;
}

.choice-grid label {
  cursor: pointer;
}

.choice-grid label:last-child {
  grid-column: 1 / -1;
}

.choice-grid input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.choice-grid span {
  display: block;
  padding: 11px 12px;
  border: 1px solid #cfd5d8;
  border-radius: 10px;
  color: #4b555d;
  background: #fff;
  font-size: 14px;
  font-weight: 700;
  text-align: center;
}

.choice-grid input:checked+span {
  border-color: var(--green);
  color: var(--green-dark);
  background: var(--green-pale);
  box-shadow: inset 0 0 0 1px var(--green);
}

.field-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin-top: 16px;
}

.field-label {
  display: block;
  margin-top: 16px;
}

select,
input[type="text"],
input[type="email"] {
  width: 100%;
  min-height: 48px;
  padding: 10px 12px;
  border: 1px solid #c7ced2;
  border-radius: 10px;
  color: var(--ink);
  background: #fff;
  font: inherit;
}

select:focus,
input:focus {
  outline: 3px solid rgba(0, 72, 216, .17);
  border-color: var(--green);
}

.consent-row {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  margin: 22px 0;
  color: var(--muted);
  font-size: 12px;
  line-height: 1.45;
}

.consent-row input {
  flex: 0 0 auto;
  margin-top: 3px;
}

.consent-row a {
  color: var(--green-dark);
  font-weight: 700;
}

.button-full {
  width: 100%;
}

.form-disclaimer {
  margin: 14px 0 0;
  color: var(--muted);
  font-size: 11px;
  line-height: 1.45;
  text-align: center;
}

.content-section {
  padding: 72px 0;
}

.content-grid {
  display: grid;
  grid-template-columns: minmax(0, 560px) minmax(360px, 500px);
  gap: 64px;
  justify-content: space-between;
  align-items: center;
}

.content-grid>div>p:not(.section-label) {
  color: var(--muted);
  font-size: 18px;
}

.steps {
  display: grid;
  gap: 15px;
  margin: 24px 0;
}

.steps>div {
  display: flex;
  gap: 16px;
  padding: 14px 0;
  border-bottom: 1px solid var(--line);
}

.steps>div:last-child {
  border-bottom: 0;
}

.steps strong {
  display: grid;
  flex: 0 0 38px;
  height: 38px;
  place-items: center;
  border-radius: 50%;
  color: #fff;
  background: var(--red);
}

.steps span {
  color: var(--muted);
}

.steps b {
  display: block;
  color: var(--ink);
}

.text-link {
  color: var(--green-dark);
  font-weight: 800;
  text-decoration: none;
}

.guide-section {
  padding: 72px 0;
  background: var(--soft);
  border-block: 1px solid var(--line);
}

.guide-content>p:not(.section-label) {
  max-width: 100%;
  color: var(--muted);
  font-size: 17px;
  text-wrap: pretty;
}

.category-visuals {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
  margin-top: 32px;
}

.category-visuals figure {
  margin: 0;
  padding: 10px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 14px;
  box-shadow: 0 12px 30px rgba(38, 54, 74, .06);
}

.category-visuals img {
  display: block;
  width: 100%;
  aspect-ratio: 16 / 9;
  object-fit: cover;
  border-radius: 12px;
}

.category-visuals figcaption {
  margin: 10px 4px 2px;
  color: var(--muted);
  font-size: 12px;
  line-height: 1.45;
}

.category-guide-grid {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 20px;
  margin-top: 30px;
}

.category-guide-grid>div {
  grid-column: span 2;
  padding: 24px;
  border-top: 3px solid var(--green);
  background: #fff;
  box-shadow: 0 12px 30px rgba(38, 54, 74, .06);
}

.category-guide-grid>div:nth-child(4),
.category-guide-grid>div:nth-child(5) {
  grid-column: span 3;
}

.category-guide-grid h3 {
  margin-bottom: 8px;
  font-size: 21px;
}

.category-guide-grid p {
  margin: 0;
  color: var(--muted);
  font-size: 14px;
}

.checklist-section {
  padding: 66px 0;
}

.checklist-card {
  display: grid;
  grid-template-columns: minmax(260px, .75fr) minmax(0, 1.25fr);
  gap: 44px;
  padding: 36px;
  border-left: 5px solid var(--green);
  background: var(--green-pale);
  box-shadow: 0 16px 44px rgba(0, 72, 216, .08);
}

.checklist-copy p {
  margin: 0 0 14px;
  color: #566159;
}

.important-section {
  padding: 0 0 66px;
}

.important-card {
  max-width: 980px;
  padding: 28px 32px;
  border-left: 5px solid var(--red);
  background: #fff5f5;
}

.important-card h2 {
  margin-bottom: 12px;
  font-size: 24px;
}

.important-card p {
  margin: 8px 0;
  color: #5b6268;
  font-size: 14px;
}

.final-cta {
  padding: 64px 0;
  color: #fff;
  background: var(--ink);
  text-align: center;
}

.final-cta h2 {
  margin-bottom: 10px;
  font-size: clamp(30px, 3vw, 42px);
}

.final-cta p {
  margin: 0 0 24px;
  color: #d8dde0;
}

.site-footer {
  padding: 38px 0;
  border-top: 4px solid var(--green);
  background: #f4f5f5;
  text-align: center;
}

.footer-logo {
  width: 260px;
  margin: 0 auto 22px;
}

.site-footer nav {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 13px 24px;
  margin-bottom: 18px;
}

.site-footer nav a {
  color: var(--green-dark);
  font-size: 13px;
  font-weight: 700;
}

.site-footer p {
  max-width: 850px;
  margin: 8px auto;
  color: var(--muted);
  font-size: 11px;
  line-height: 1.55;
}

.modal {
  position: fixed;
  inset: 0;
  z-index: 20;
  display: none;
  padding: 20px;
  place-items: center;
  background: rgba(26, 33, 37, .72);
}

.modal[aria-hidden="false"] {
  display: grid;
}

.modal-card {
  position: relative;
  width: min(460px, 100%);
  padding: 38px;
  border-radius: 16px;
  background: #fff;
  box-shadow: var(--shadow);
  text-align: center;
}

.modal-close {
  position: absolute;
  top: 8px;
  right: 13px;
  border: 0;
  background: transparent;
  color: #737b80;
  cursor: pointer;
  font-size: 29px;
}

.success-icon {
  display: grid;
  width: 58px;
  height: 58px;
  margin: 0 auto 20px;
  place-items: center;
  border-radius: 50%;
  color: #fff;
  background: var(--green);
  font-size: 30px;
  font-weight: 800;
}

.modal-card h2 {
  margin-bottom: 12px;
  font-size: 28px;
}

.modal-card p {
  color: var(--muted);
}

.modal-note {
  font-size: 12px;
}

.modal-done {
  min-width: 150px;
  margin-top: 6px;
}

@media (max-width: 850px) {

  .article-layout,
  .quiz-wrap,
  .content-grid,
  .checklist-card {
    grid-template-columns: 1fr;
  }

  .article-layout,
  .quiz-wrap,
  .content-grid,
  .checklist-card {
    gap: 30px;
  }

  .category-box {
    position: static;
    margin-top: 0;
  }

  .category-box ul {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 0 20px;
  }

  .quiz-intro {
    text-align: center;
  }

  .quiz-points {
    justify-content: center;
  }

  .quiz-intro {
    max-width: none;
  }

}

@media (max-width: 720px) {
  .category-guide-grid {
    grid-template-columns: 1fr;
  }

  .category-guide-grid>div,
  .category-guide-grid>div:nth-child(4),
  .category-guide-grid>div:nth-child(5) {
    grid-column: auto;
  }
}

@media (max-width: 560px) {
  .container {
    width: min(100% - 28px, 1120px);
  }

  .header-inner {
    min-height: 68px;
  }

  .brand img {
    width: 235px;
  }

  .header-cta {
    display: none;
  }

  .article-hero {
    padding: 30px 0 38px;
  }

  h1 {
    font-size: 35px;
    line-height: 1.1;
  }

  .dek {
    font-size: 18px;
  }

  .article-copy {
    font-size: 17px;
  }

  .category-box {
    padding: 23px;
  }

  .category-box ul {
    grid-template-columns: 1fr;
  }

  .quiz-section,
  .content-section {
    padding: 42px 0;
  }

  .guide-section,
  .checklist-section {
    padding: 42px 0;
  }

  .category-visuals {
    grid-template-columns: 1fr;
  }

  .category-guide-grid {
    grid-template-columns: 1fr;
  }

  .category-guide-grid>div,
  .category-guide-grid>div:nth-child(4),
  .category-guide-grid>div:nth-child(5),
  .category-guide-grid>div:last-child {
    grid-column: auto;
  }

  .checklist-card {
    padding: 26px 22px;
  }

  .deal-form {
    padding: 22px 18px;
  }

  .choice-grid,
  .field-row {
    grid-template-columns: 1fr;
  }

  .choice-grid label:last-child {
    grid-column: auto;
  }

  .important-card {
    padding: 24px;
  }

  .modal-card {
    padding: 34px 22px 27px;
  }
}

/* Modern & rounded refresh */
.category-box,
.checklist-card,
.deal-form,
.modal-card {
  border-radius: 18px;
}

.promotional-notice,
.category-guide-grid>div,
.important-card {
  border-radius: 12px;
}

.article-image {
  border-radius: 14px;
}

.article-hero {
  padding: 52px 0 56px;
}
